The adoption of QR code–based payment systems has expanded rapidly in recent years, particularly in rural and offline communities with limited access to traditional banking infrastructure. This growth presents a potential opportunity for digital assets such as XRP, which offers low-cost, fast transactions and could be integrated into QR wallet systems to facilitate payments in these underserved regions. Global QR-based payment volumes reached approximately $5.4 trillion in 2024, according to industry data, and are projected by Juniper Research to grow to around $8 trillion by 2029. Currently, QR codes account for nearly half of all mobile wallet transactions worldwide, making them a critical component of digital payment infrastructure. XRP Price Projections in a QR Wallet Adoption Scenario If XRP were to gain significant traction in the QR payment sector, market models suggest substantial price growth could follow. One projection, based on a payment utility framework, estimates that if XRP processed 10% of global QR-based transactions by 2029, equivalent to about $800 billion annually, its utility-based value would be approximately $0.674 per token. However, because cryptocurrency markets often trade at values above their utility price due to investor speculation, applying a market behaviour multiplier suggests a potential range of $6.74 to $33.70. A second projection focuses on capital inflows that could result from widespread adoption. If QR wallet usage in rural and offline markets generates $200 billion in new investment into XRP, historical patterns indicate that such inflows could significantly expand the market capitalization. Using a market growth factor observed in past crypto cycles, the projected valuation would rise to around $4.175 trillion, translating to an estimated XRP price of roughly $70.38 . This figure represents an aggressive growth scenario in which XRP plays a central role in digital payments across developing economies. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Global Indicators Supporting QR Payment Growth Current trends reinforce the expectation that QR wallets will continue expanding, particularly in regions with large unbanked populations. In India, for example, rural and semi-urban areas accounted for 60% of all transactions processed through the Unified Payments Interface (UPI) by 2023. Transaction volumes rose from 18 million in 2017 to over 8 billion in 2023, with total value increasing from $16.7 billion to $1.7 trillion in the same period. In the Asia-Pacific region, digital wallets handled almost two-thirds of global mobile payments in 2023, totaling $9.8 trillion. In Africa, mobile payment platforms such as M-Pesa reported a 32% increase in active users last year, with QR-based solutions contributing to that growth. Technological advancements now enable QR payments to be made without a constant internet connection, utilizing offline methods such as static codes and Bluetooth. These capabilities are particularly valuable for merchants, farmers, and small traders in rural settings, enabling cashless transactions even in areas with limited connectivity. If adoption in these markets continues at its current pace, XRP’s integration into QR wallet systems could position it as a key player in the future of global digital payments. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post XRP Projected Price If Offline and Rural Communities Adopt It Through QR Wallets appeared first on Times Tabloid .
